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U.S. life insurance application activity saw double-digit Year-over-Year (YOY) growth in July 2026 compared to July 2025, with activity up +14.7%, representing the sixth consecutive month of double-digit growth.
EHRs are reshaping underwriting evidence, but many carriers still face challenges implementing them at scale - not because of technology, but because of habit. The strongest programs pair clear leadership vision with training in evidence sufficiency. This blog explores how change management drives successful EHR adoption.
8 large face policies issued across 8 different carriers, 7 lapsed after 1 year, with the 8th appearing to follow suit. And the pattern continues with a new application at carrier number 9. Could this be adverse agent behavior?
Watch this video for an analysis of the drivers of record-breaking application activity at mid-year 2026.