U.S. life insurance application activity saw Year-over-Year (YOY) growth at +9.7% in October 2026, achieving the second highest total volume of activity for any month on record (March 2026 being the highest).

Federal laws and regulations shape how medical data is protected, digitized, and shared. Part 2 of The Life Insurer’s Guide to EHR Terminology explains the key regulatory terms—and what they mean for life insurers that rely on electronic health data.

8 large face policies issued across 8 different carriers, 7 lapsed after 1 year, with the 8th appearing to follow suit. And the pattern continues with a new application at carrier number 9. Could this be adverse agent behavior?

Conversations at LIDMA 2026 reflected an industry focused on applying innovation in practical ways. This recap shares our key takeaways, from AI use cases and expanding accelerated underwriting to watching persistency as underwriting speeds up.